Boat/Personal Watercra Insurance by Ahoy!
Designed by boaters for boaters, our expertise in recreational boating insurance is unmatched and our modern approach is tailored to the needs of today’s boaters and agents.
Why Ahoy! Insurance
Versatility Specialization
Ease of use
Broad coverage options for all boaters, with exclusive features like reduced deductibles for self-inspections
The Ahoy! Insurance program is tailored
specifically to boaters’ unique needs, typically resulting in Ahoy! being best value for money!
Program Overview and Appetite
You can quote and bind 24/7/365, in under 10 minutes, and our customer service team is always available to assist
Available for a wide range of boats including Center Console, Fishing Boats, Sailboats, Powerboats, Pontoons, Runabout, Hydrofoil and more.
Boats up to 50’ and PWCs up to 12’ in length Boat surveys not required
Value up to $500,000 and up to 50 feet for boats up to 30 years old, value up to $75,000 and up to 45 feet for boats up to 40 years old
Boats up to 75 mph, bass boats up to 90 mph Boating experience not required
Replacement Cost
Vessels within 2 years of age are eligible for full replacement cost of the vessel
Specialty Coverage Features
Agreed Value
Vessels up to 20 years old are eligible for agreed value coverage
On-Water Towing
Ahoy! will pay for the insured’s towing and on water assistance if they get stranded
Fishing Equipment Coverage
Phone Overboard Coverage Discounts
Provides coverage separate from personal effects to cover the angler’s fishing equipment and gear at a set amount
Ahoy! will pay up to $600 for the insured’s lost phone while out on the water*
Self-Survey, Paid in full, Boating experience
Contact us at Incentive Program Coming Soon
Phone: 1-866-665-2469
E-mail: support.agents@ahoy.insure Hours of Operations
9AM – 8PM EST
Monday – Friday
Ask about our generous Incentive
Program for agents who sell
multiple policies
*Ahoy!’s App download required for offer eligibility.
The information is provided as a guide and is subject to change without notice
A new Ahoy! program for large boats and yachts (Vessel Lengths up to 95’, Value up to $5,000,000)
STAY TUNED!