Carrier Battlecards
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      ForemostSTAR Battlecard

       

      Foremost-1

      Phone Number(s):

      • Customer Service: 800-255-0332
      • You can chat with a Foremost Team Member during business hours. Click on “Chat with an Expert,” on the bottom right corner of the home page.

       

      Email(s):

       

      Customer Service Hours of Operation:

      • Monday to Friday, 8:00 AM to 6:00 PM (All time zones) 

       

      Current Lines of Business/States:

      • HO3, HO6 HO4, DP3, Manufactured/Mobile Home: AZ, AR, CT, ID, IL, IN, ME, MO, NE, NH, NJ, OH, PA, SD, TX, VA, VT, WA, WV, WI, WY

       

      Carrier Access:

      • Shared Login via LastPass

       

      Application Type: 

      • Docusign
      • Agency Codes: Covered: 05-0000-364

          

      Quote Bots: None

       

      Carrier Market:

      • Home:
        • Homeowners (including Seasonal) with 4 or less than units/ families
        • DP3 4 or less than Dwelling Units/Families
          • 4/8 Rule (combined < 4 Properties and/or < 8 units ineligible)
        • Manufactured and Mobile Homes

       

      Overnight Payment:

      • Foremost- Box #0915

      c/o Citibank Lockbox Operations

      8430 W Bryn Mawr Ave. 3rd Floor

      Chicago, IL 60631        

       

      Important Guidelines:

      • Common unacceptable Home risks include:
        • Vacant, foreclosed, abandoned, or condemned property.
        • Property that is unoccupied and held for sale. 
        • Commercial property (except incidental business on the property)
        • Property with current evidence of water damage or mold.
        • Unrepaired damage to the property being insured.
        • 2 or more losses of any type within the 5-year period prior to the date of application:
          • 1 or more home liability losses within the 5-year period prior to the date of application.
          • 1 or more home fire losses within the 5-year period prior to the date of application and Location Fire Score > 420.
          • 1 or more water losses within the 5-year period prior to the date of application.
          •  Property with prior sinkhole claim(s).
        • All major operating systems have not been modernized nor updated in order to meet current codes
        • The residence does not have a central heating system.
        • Heating system over 30 years old
        • Roofing:
          • Roofs where it is visually evident that repair or replacement is necessary (i.e.,major wear and tear, splitting, curling, broken or missing shingles, tiles, or slate, sagging or badly uneven roofs, or unvented roofs).
          • Roof Age over 20 years old (excludes lifetime material such as tile, metal, or slate).
          • Wood or flat roofs over 10 years old.
          • Any flat roof when the home year of construction is over 20 years old.

       

      Additional Resources: