Phone Number(s):
- GeoVera Insurance Company: 800-324-6020
- Coastal Select Insurance Company: 800-324-6020
- Homesite Insurance Company of CA offered by GeoVera Advantage Insurance Services, Inc.: 800-232-3347
Email(s):
- GeoVera Insurance Company: info@geovera.com
- Coastal Select Insurance Company: info@geovera.com
- Homesite Insurance Company of CA offered By GeoVera Advantage Insurance Services, Inc.: info@geoveraadvantage.com
Customer Service Hours of Operation:
- All companies: Monday to Friday 6:00 AM to 5:00 PM PST
Current Lines of Business/States:
- Earthquake Insurance in CA, OR, WA
Carrier Access:
- Individual Log In
Quote Bots:
- There are no quote bots for this carrier.
Application Type:
- DocuSign
Carrier Market:
- Coverage is available to residential properties.
- Residential dwelling must be 1-4 units.
- Occupancy is owner, tenant, vacant, unoccupied, seasonal, or secondary.
- Minimum Single Limit is $100,000.
- Coverage is available up to $1,900,000 on new business; coverage is available up to $2,000,000 on renewal business
Important Guidelines:
- Condominiums are ineligible.
- Mobile, modular, pre-fabricated, adobe and log homes are not acceptable.
- Dwellings under course of construction are not acceptable.
- Wood frame or metal frame construction only (metal frame construction is acceptable for single family residences only).
- Stucco or 30% or less masonry veneer over wood frame or metal frame studs is considered eligible.
- Residential dwellings with subterranean, tuck under, or open first floor parking are not acceptable.
- More than three levels (basements are considered a level) are not acceptable.
- No “unknown” foundations.
- No more than one earthquake loss in the past 3 years is eligible.
- Any dwelling with existing or unrepaired earthquake damage is subject to underwriting review.
Additional Resources:
- WA UW Rules and Rates
- WA UW Guidelines
- WA Quake Select Overview
- Single Limit Quick Reference Guide
- Residential Earthquake Product Overview
- Residential Earthquake Product Fact Sheet
- Quake Select Flex Limit Quick Reference Guide
- OR UW Manual
- OR UW Guidelines
- How Geovera Calculates Single Limits
- CA UW Rules and Rates
- CA Quake Select Overview