Quoting Navigation
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      Homeowners of America Quoting Navigation Guide

      1. To begin a new quote, from the main page, on the toolbar, click Quote.
      2. Once the quote screen populates, click Create New Quote. 
      3. This will bring you to the Product Selection screen, at this screen, proceed to do the following:
        1. Select the Effective Date.
        2. Select the Policy Type. 
        3. Select the State.
        4. Select the Product.
        5. Select the Zip Code.
      4. To continue, click Click Here to Start Quote.
      5. On the General tab, you will begin to enter in policy information:
        1. Effective date.
        2. Applicant name. 
        3. Dwelling location.
        4. Dwelling attributes.

      6. Under the Dwelling Location section, we need to verify the address to proceed with the quote. Simply click on the Click to Validate Address button. If any USPS suggestions come up, select the correct address. 
      7. Once validated, the button will turn green and be labeled as Address Validated. 
      8. Once the Dwelling Attributes are entered, a valuation of the home based on the features will need to be completed. Click on Quick Valuation to complete the valuation.
      9. The validation will be completed, and the dwelling amount will be displayed. From here, you can also obtain the PDF report of the valuation.
      10. Next, confirm the coverages, endorsements, limits and deductibles meet the customer’s needs. Each coverage has a ? next to it that will provide a brief description of the coverage. 
      11. Next, proceed to the Discounts section and enter in any respective discount information.
      12. Then to obtain the quote, click Rate.
      13. The quote number will populate, and reports will need to be run. Click on the link that says Click Here to Order Financial Responsibility. 
      14. A new window will pop up with the FCRA statement, click OK to proceed.
      15. The Insurance Score screen will populate, it will prompt some specific information about the Insured.
      16. Once the information is entered, click Order. 
      17. A confirmation window will populate verifying that the reports were completed. 
      18. You will then be presented with the policy types and payment plans available to the customer. 
      19. To select the desired policy type and pay plan, simply click on the option.

      20. This will bring you to the Details section. From here, you can email or download the quote.
      21. Confirm the coverages, limits, deductibles and payment plan one last time. 
      22. At the top of the screen, then click Continue to App. 
      23. There will be additional underwriting questions that will need to be completed. Answer each question, then click Continue.
      24. Next, there will be additional application questions pertaining to the policy, complete these questions, then scroll down to Policy History. 
      25. If the customer has prior coverage, proceed to enter in the policy history information and flood policy information if applicable. 
      26. Then click Continue. 
      27. Confirm the customer’s information once again, you can also sign the customer up for policy alerts and add a co-applicant, if applicable, then click Continue. 
      28. There will be additional application questions pertaining to claims, complete the questions, then click Continue. 

        Next, if the customer has a mortgage, this information will be entered. Simply click Add Mortgagee.
      29. If the customer does not have a mortgagee, click Continue with No Mortgagee.
      30. If adding a mortgagee, proceed to enter the mortgagee clause information, then click Add Mortgagee. 
      31. Then click Continue. 
      32. You will have one last opportunity to adjust dwelling attributes and location information, coverages, limits, deductibles, endorsements and discounts.


      33. If any adjustments were made, click Re-Work Application and follow steps or to proceed to payment, click Continue to Bind. 

        NOTE: If the policy is mortgagee-bill, at this screen, click Bind Mortgagee-Bill Policy. If the customer is paying, proceed to the next step. 
      34. Proceed to click the payment amount desired to be paid, then click Next.
      35. Proceed to select the payment method, then click Next.

        Confirm the information in the Payment Summary Screen one last time, then click Post Payment. 
      36. Application will need to be sent to the customer via DocuSign.