Phone Number(s):
- Online chat is available on the carrier portal during business hours.
- Customer Support: 773-820-7132
Email(s):
- Agent Support: agencysupport@obieinsurance.com
- Customer Support: support@obieinsurance.com
Customer Service Hours of Operation:
- Monday to Thursday 9:00 AM to 12:00 AM EST and Friday 9:00 AM to 11:00 PM EST
Current Lines of Business/States:
- Accelerant Specialty Insurance Company: AR, AZ, CA, CO, IA, IL, IN, MI, MN, NC, NE, NV, NM, OH, OR, PA, TN, UT, VA, and WI
- Hadron Specialty Insurance Company: GA, SC
- American National Lloyds Insurance Company: All states and Washington D.C., excluding TX, FL, NY
Carrier Access:
- Individual logins
- No password is required, OTP is sent to email to access
Quote Bots:
- There are no quote bots for this carrier
Application Type:
- Carrier e-Sign
Carrier Market:
- Obie offers landlord insurance for 1 – 4 unit rental properties, condo units, townhomes, short-term rental properties,vacant properties, and minor property renovations.
- Post-Bind Inspections not required
- Accelerant Specialty Insurance Company:
- Short-term rentals: Eligible via home-sharing Endorsement
- Roof: RCV: 0-15 years, ACV: 16-25
- Cosmetic renovations only
- Vacancy up to 90 days
- Townhomes eligible
- Claims history:
- 1 Claim in the last 12 months.
- 2 claims in the last 36 months
- (Max 1 non-cat claim)
- Claims are underwritten and
- rated by location vs. owner
- Total insurable value: $1,250,000 TIV, excluding CA $1,750,000 TIV, CA only
- LLC or Trust as Named Insured eligible
- Hadron Specialty Insurance Company
- Short term rentals: Eligible via home-sharing Endorsement
- Roof: RCV: 0-15 years, ACV: 16-25
- Cosmetic renovations only
- Vacancy up to 90 days
- Townhomes eligible
- Claims history:
- 1 Claim in the last 12 months.
- 2 claims in the last 36 months
- (Max 1 non-cat claim)
- Claims are underwritten and
- rated by location vs. owner
- Total insurable value: $1,250,000 TIV
- LLC or Trust as Named Insured eligible
- American National Lloyds Insurance Company:
- No ineligibility for roof; ACV only
- Cosmetic renovations only
- Unlimited vacancy
- Townhomes eligible
- Condos eligible
- There are no restrictions on claims at the property location
- Total insurable value: $1,000,000, Min. of $50,000 (Building limit)
- LLC or Trust as Named Insured eligible
Important Guidelines:
- Roof age 26+ years
- Mobile, modular, and manufactured homes are ineligible
- Condos not eligible with Accelerant and Hadron
- American National Lloyds Insurance Company will accept
- Short-term rentals do not qualify with American National Lloyds Insurance Company
Additional Resources:
- Obie Agent Resource Hub
- Here you’ll find Obie-related documents, how-to videos, and FAQs.
- Obie Insurance Product Overview.pdf
- American National Insurance Company One-Pager.pdf
- Accelerant Specialty Insurance Company One-Pager.pdf