Quoting Navigation
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      RLI Quoting Navigation Guide

      1. To start a new quote, click on the Personal Umbrella box, and then select Start Quote from the drop-down list.
      2. Most users will be able to select the quote preference from the 2 options in the left margin. To begin a new quote, select either PUP Quick Quote or PUP App Entry. 
        1. Both options will allow you to complete a full PUP application, however the PUP Quick Quote option breaks the application into sections and allows the rating questions to be asked first to get a premium quote before answering additional underwriting questions. This instruction set will use PUP Quick Quote.

      3. Enter the applicant’s residential zip code and the effective date, and then select Continue. 
        1. The effective date can be typed (MM/DD/YYYY) or you can select a date using the calendar icon. 
        2. The system will allow you to select an effective date up to 3 days in the past and up to 60 days into the future.

      4. Complete the questions on the Premium Options page, then click Rate. (There are additional instructions for the questions on the Premium Options page below.)
      5. Producer and Sub-Producer numbers will be prefilled. 
      6. Named Insured may be a maximum of two individuals, provided both individuals reside in the same household. 
        1. This policy cannot be issued in the name of an estate, trust or LLC. 
        2. If the first, middle and last name consists of more than 28 characters total, RLI will process the policy using the first and middle initials and the full last name.

      7. Questions 1 through 15 are the rating questions. 
        1. To see a more comprehensive description of an application question, hover your cursor over the question. 
        2. You must answer all rating questions. You cannot leave an answer of zero blank. You must type the zero. 
        3. The applicant must accept or reject the optional UM/UIM coverage.

      8. Next you must elect the underlying auto limits that the applicant agrees to maintain. 
        1. NOTE: The basic underlying limits, Limit A, are 500/500 or 500 combined single limits.
        2. NOTE: All households with a DUI in the household are required to maintain limit A 500/500/50 or 500 combined single limits. 
        3. NOTE: For a higher premium, the insured can maintain 250/500/50 or 300/300 or 300 combined single limit. 
        4. NOTE: Some risks can buy back limits from underlying auto limits of 100/300. However, limit C, 100/300, is not an option if there is a driver over 70 in the household, if the risk falls into RLI’s standard II or PUP Special rating tier, or if the insured has chosen to accept the excess uninsured/underinsured motorist coverage. 
          1. All this information is noted in the table under the question in the rater, and on the next slide.
      9. After answering all the questions on the Premium Options page select Rate to generate RLI’s coverage options and the corresponding policy premiums.
      10. After you click Rate, you will have the ability to: 
        1. Generate a quote letter for your applicant. 
        2. Print the application (it will only include application answers that have completed at the time you click on this option). 
        3. You may save and close the quote. 
        4. Or select a limit and click Continue to continue to complete the application. 
        5. You will be able to select these options at any time throughout the application going forward.

      11. Once you have selected Rate, and the available limits and their corresponding premiums are displayed, select the limit and click Continue to continue to complete the application process.
        1. NOTE: There are still questions remaining on the next page, Underwriting Questions, that could disqualify an applicant from coverage.

      12. Next answer RLI’s underwriting questions and click Continue. An answer of yes to any one of the underwriting questions would make the applicant ineligible.
      13. Next the applicant must agree to maintain the minimum required limits of liability, then click Continue. The chart outlines the minimum required underlying limit of liability.
      14. Next you will enter each member of the household’s information. 
        1. Date of Birth entry format is (MM/DD/YYYY.) 
        2. Always click Save Member once you have finished entering a member of the household's information before you select another option to avoid losing the information you have entered. 
        3. RLI is asking for all members of the household over the age of 14 to be entered.

      15. After selecting Save Member, you can choose to add another member of the household or click Continue to go to the next page of the application.
      17. The final part of the application is the applicant's address and contact information. Complete the contact information being asked. 
        1. NOTE: An insured’s phone number or email must be entered. To use an eSignature and Online Payment option, there must be an email address provided. 
      18. At this point you have the option to generate a quote letter, print the application, save and close the quote, save the quote, or to continue and submit the application.

        NOTE: If you need to correct or change the application, this needs to be done prior to binding the application. 
        Navigate the application using the page names in the left margin. 
        Make the changes and then click on Rate again to update coverage options and premiums. 
        If you add drivers, be sure to go back into the Members of Household section to enter their details prior to submitting the application.
      19. Next select a signature option from the drop-down box and click Bind.