Savvi Battlecard

 

Savvi

 



Phone Number(s):

  • Customer Service: 844-767-2884
  • Claims: 888-667-7047

 

Email(s):

  • Agents can contact hello@sosavvi.com for product related questions and actions (endorsements, etc.)

 

Customer Service Hours of Operation:

  • Monday to Friday, 8AM to 5 PM EST

 

Current Lines of Business/States:

  • Homeowners: GANC, PA, SC, TN, VA

 

Carrier Access:

  • Individual Logins provided to each Advisor.
    • NOTE: Be sure to save to LastPass

 

Quote Bots:

  • NC homeowners bot in use currently. 

 

Application Type: 

  • Carrier e-Sign

 

Carrier Market:

  • Savvi offers the following:
    • Smart Home Tech
      • 10 piece security kit and app included with every policy
    • Virtual Inspections
      • Customer-centric AI powered home inspection app  
    • Security Monitoring
      • 24/7 Professional Security monitoring
    • Home Wellness App
      • Helps organize, maintain and improve home ownership
  • One, two, three or four family dwellings for HO-3 policies.
    • Must be the primary residence occupied by the 1st named insured on the policy (unless allowed as a secondary/seasonal home).
  • Primary heating must be a thermostatically controlled central heating or electric heating system.
  • With the exception of a slate, metal or tile roof, the roof must be no more than 25 years old.
  • All policies require a home daycare exclusion.

 

Important Guidelines:

  • Common unacceptable risks include:
    • Prior loss history:
      • Has more than 4 losses in the past 5 years or more than 3 losses in the past 3 years
      • Has more than 1 fire loss, more than 1 water loss, more than 1 liability loss or more than 1 theft loss in the past 5 years
      • Has more than 1 loss of any other single type of loss in the past 5 years. 
      • Is subject to landslide, mudslide, brushfire, or built on a hillside, stilts and/or pilings, or
    • Terrain with more than 30 degrees slope.
    • Dwellings which are built on stilts or piling supports.
    • Mobile home, trailer home, house trailer or manufactured home (modular wood construction homes are eligible).
    • Log homes
    • Is a dwelling with a roof covering of T-lock shingles or an overlay roof (i.e. asphalt, fiberglass or composition shingles over wood shakes or wood shingles).
    • Hefty discounts for smart home
    • Are removed if insured doesn’t install
      • Mainly want to add water sensors, but know you have to give people what they want (aka cameras)
      • Install rate is ~85%
      • Discount is ~20% for smart home
      • $4.99 monitoring/per mo

 

Additional Resources: 

Homeowners IQ 2.0 Guide

Savvi NC and SC Coastal Restrictions

Savvi Sample Policy with B+ Broadening Endorsements SC

Savvi Underwriting Guidelines SC

Flyreel Mobile App

https://www.viphomelink.com/